Terms of use
1. Introduction
Welcome to the Website, operated by Paycorum (“We,” “Our,” or “Us”). These Terms of use (the “Terms”) govern Your access to and use of the Website and the Services provided by Us. By accessing or using the Website, User (“You,” or “Your”) agree to comply with these Terms. If You do not agree with these Terms, You must not use the Website or Services.
2. Definitions
2.1. “User” refers to any individual or business accessing the Website or using the Services provided by Us.
2.2. “Website” refers to https://paycorum.com, the official online platform operated by Us.
2.3. “Services” refers to the card acquiring, B2B payments, payment gateway, and any other related payment solutions provided by Us through the Website.
2.4. “Content” refers to any text, images, videos, or other materials provided on the Website by Us or Users.
2.5. “Payment Schemes” refers to international card organizations such as Visa, Mastercard, UnionPay, American Express, and MIR.
2.6. “Settlement” refers to the process of transferring funds from acquiring banks or payment providers to the User’s account.
2.7. “Merchant” refers to any business entity that utilizes the Services provided by Us to process payments, accept card transactions, receive Settlements, or any other payment solutions provided by Us.
3. Use of the Website
3.1. You may use the Website and Services only for lawful purposes and in accordance with these Terms.
3.2. You agree not to:
3.2.1. Violate any applicable laws or regulations;
3.2.2. Interfere with or disrupt the operation of the Website or Services;
3.2.3. Attempt to gain unauthorized access to any part of the Website or related systems;
3.2.4. Use the Website for fraudulent or misleading purposes.
4. Responsibilities of the Merchant
4.1. Merchants are responsible for complying with all applicable laws and regulations governing their business operations, including those related to payment processing and data protection.
4.2. Merchants must provide accurate and complete information and maintain the accuracy of this information at all times.
4.3. Merchants are solely responsible for the goods or services they sell, including ensuring their legality and adherence to ethical business practices.
4.4. Merchants must ensure the security of their systems and data to prevent unauthorized access or fraudulent activities.
4.5. Merchants agree to cooperate with Us in resolving disputes, chargebacks, or any issues arising from the use of the Services.
5. Intellectual property rights
5.1. All Content on the Website, including text, graphics, logos, and software, is the property of Us or Our licensors and is protected by copyright and other intellectual property laws.
5.2. You may not reproduce, distribute, modify, or create derivative works based on the Content without prior written permission from Us.
6. Disclaimer of warranties
The Website and Services are provided “as is” and “as available” without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.
7. Limitation of liability
To the fullest extent permitted by law, We shall not be liable for any direct, indirect, incidental, or consequential damages arising out of or related to Your use of the Website or Services.
8. Changes to the Terms
We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page, and continued use of the Website following such changes constitutes Your acceptance of the revised Terms.
9. Contact Us
If You have any questions or concerns regarding these Terms, contact Us at email: help@paycorum.com